Registration-to-Closing Roadmap

The full arc of a new-home purchase, from joining a registration list to taking possession, with the responsibilities at each milestone.

This roadmap covers the entire journey, from the day you register to the day you take the keys. It is deliberately sequential — each milestone assumes the previous one is complete.

Milestone 1 — Registration

Milestone 2 — Preparation window

The interval between registration and release is your only unpressured window. Use it to obtain a pre-approval, define your budget ceiling, write down your layout and lot priorities, and retain a lawyer.

This is also the time to visit the area at different times of day and to check school catchments with the boards directly.

Milestone 3 — Release and allocation

The package is circulated, you shortlist, and you are assigned a home. You sign the agreement of purchase and sale and pay the first deposit instalment.

Your action: send everything to your lawyer the same day and diarise the cooling-off deadline.

Milestone 4 — Cooling-off period

Ontario provides a statutory rescission period on new home purchases, during which the agreement can be cancelled without penalty. Its length and terms depend on the type of home and the applicable legislation — confirm the exact window with your lawyer immediately on signing.

Your action: have the agreement reviewed in full, and understand the deposit schedule, adjustments, extension rights and assignment terms before the window closes.

Milestone 5 — Deposits and décor

Deposit instalments come due on the dates in your agreement. A décor appointment follows, typically with a fixed selection window and separate payment terms for upgrades.

Your action: prepare an upgrade budget before the appointment and hold to it. Décor appointments are designed to be persuasive, and upgrade payments are usually non-refundable.

Prioritise upgrades that are difficult or expensive to change later — structural changes, rough-ins, electrical and anything behind a wall. Finishes can be replaced.

Milestone 6 — Construction

Construction proceeds according to the builder's schedule, subject to the closing date and extension rights in your agreement. Notices of date changes are given in the form the agreement requires.

Your action: keep every notice. Maintain your credit profile unchanged. Stay in touch with your lender as the closing window approaches.

Milestone 7 — Mortgage finalisation

As closing nears, your lender re-assesses your file against current rules and rates and issues a firm commitment. An appraisal is typically ordered at this stage.

Your action: supply updated documentation promptly, and hold a reserve against the possibility that the appraised value comes in below your contract price.

Milestone 8 — Pre-delivery inspection

You inspect the completed home with the builder and record its condition on the statutory form. This is your best opportunity to document deficiencies.

Your action: go slowly, test everything, photograph everything, and consider bringing a professional inspector.

Milestone 9 — Closing

Your lawyer completes the transaction: funds are advanced, land transfer tax and adjustments are paid, title is registered and keys are released.

Your action: have your closing funds in your lawyer's trust account ahead of the deadline, and arrange home insurance effective from the closing date.

Milestone 10 — After possession

• Diarise the 30-day and year-end warranty form deadlines immediately.
• Report every deficiency in writing, with dates.
• Watch for the supplementary property tax bill once the new assessment issues.
• Set up utility accounts in your name and confirm the meter readings.
• Begin setting aside a monthly amount for exterior and mechanical maintenance.

Frequently asked questions

What are the steps to buying a home at UpTown Woodbridge?

The process begins with registration to receive updates, followed by the September launch where you select a lot and sign the purchase agreement. After the 10-day cooling-off period, you will fulfill deposit requirements and eventually attend a Pre-Delivery Inspection before closing. Registering now provides you with the price list and site plan first.

How long is the cooling-off period for new homes in Ontario?

In Ontario, buyers of new condominiums are entitled to a statutory 10-day cooling-off period, while freehold homes like those at UpTown Woodbridge may have different terms specified in the contract. This period allows you to have your lawyer review the agreement. Contact us at 289-400-0110 for more information on the registration process.

When is the closing date for UpTown Woodbridge?

Exact closing dates for UpTown Woodbridge have not yet been released by Fieldgate Homes. Typically, closing dates are provided during the sales launch, which is scheduled for this September. Once you register, you will receive the full project information package, including all available timelines for the freehold townhomes and single-family homes.

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